Need a Farm or Land Loan?

Louisiana Ag Credit, ACA, a customer-owned agricultural lending cooperative, is your one-stop source for farm and rural real estate loans in Louisiana.

Since 1934, we have provided competitive interest rates and affordable loan terms to meet the production and land financing needs of Louisiana farmers, agribusiness operators, country homeowners and other rural landowners. Today, Louisiana Ag Credit remains committed to that original mission, and we welcome the opportunity to serve young and beginning farmers - the future of rural America.

Our History

Louisiana Ag Credit traces its roots to the 1800s, when farmers first formed cooperatives through which they could share their collective purchasing, production and marketing capabilities. By working together, farmers found they could improve their economic well-being.

The Farm Credit System, to which Louisiana Ag Credit belongs, was founded on those same principles. It is a nationwide network of rural financing cooperatives that was established by an act of Congress in 1916. Formed in 1934, Louisiana Ag Credit was known originally as Northwest Louisiana Production Credit Association (PCA) and offered short- and intermediate-term loans to Louisiana farmers.

In February 2002, the lending organization was restructured as a full-service Agricultural Credit Association. Today, through its PCA and Federal Land Credit Association (FLCA) divisions, Louisiana Ag Credit offers short-term production loans, long-term mortgages and financial services.

Our Commitment to Agriculture

Louisiana Ag Credit's deep commitment to agriculture stems from its cooperative structure. Unlike commercial banks and other lenders, Louisiana Ag Credit is owned by its borrowers. Our only mission is to serve agricultural producers and other rural landowners.

This cooperative structure is one of the best assurances that competitively priced products and loan terms will be available during good times and bad. You can trust Louisiana Ag Credit to continue serving agriculture when other lenders move on to more profitable and less risky market segments.